Tag Archives: Expectations

Choose Your Paint with These Fancy Apps

“Picking a paint color can be a chore, especially when you are trying to coordinate or match colors.  Now there’s an App for that!”

Denise Buck & Ed Johnson – DC Metro Realty Team

Picking paint at the store can be overwhelming, and sometimes you’re less inspired by a paint chip and more inspired by photos, jewelry or Mother Nature. Now your phone can give you the tools you need to preview colors where and when the mood strikes.

Photo by: iStock

Here are five apps that can help you get the right color on the walls before you buy.

The ColorSmart by BEHR® Mobile app lets you preview, match and coordinate colors on-the-go. This fun-to-use app puts you in control with handy features like:
• Browsing through the BEHR Premium Plus Ultra® and Premium Plus® colors collections
• Photo-match to a BEHR color with their proprietary tool
• Preview function to see a color in different rooms and styles
• “Touch-and-tap” technology to paint a room image
• Sharing on Facebook and Twitter
(FREE for iPhone®, iPad® or Android)

The Benjamin Moore Color Capture® app makes it simple to snap a picture of anything that inspires you and instantly find its match among the more than 3,500 Benjamin Moore paint colors. Then you can save your pics and their coordinating color matches to your Favorites. Plus, you can:
• Group colors in Favorites to create personalized combos
• Share your favorite colors on social media and email
• Browse Benjamin Moore’s inspirational color cards and access the full color wheel to search colors
(FREE for iPhone®, iPad® or Android phones 6.1 or higher)

Besides letting you search by name or browse their library of 1,500 colors,ColorSnap® for mobile from Sherwin-Williams allows you to create personalized palettes with colors that inspire you. Simply upload an image and this app will instantly match colors in your photo. Then you can edit, delete or add colors to suit your artistic vision— you can even ask Sherwin-Williams for colors that complement your selections. The possibilities are endless with features that help you:
• Fine-tune colors for lightness, saturation and hue
• Get detailed color information such as names, RGB values and LRV numbers
• Save and access your Favorites across devices
(FREE for iPhone®, iPad® or Android)

With its intuitive navigation, ProjectPaint by Valspar puts over 3,000 Valspar paints right at your fingertips. Swipe, swish and tap through their catalog to choose colors for inside or outside your home, plus get recommendations for coordinating colors. This app even helps you calculate how much paint you’ll need for your project and creates a customized shopping list so you can make just one trip to the store.

Don’t want to limit your color choices to one particular brand? AnyPaintColor by MyPerfectColor lets you search over 130,000 colors from over 100 brands including Martha Stewart and Ralph Lauren. It’s essentially a virtual fan deck that gives you the power to browse colors to your heart’s content without having to set one foot in a store.

Originally published on AHS.com

Regain Calm With a New Weekly Routine

“Need to put some order into the chaos of everyday life?  Take some time and plan when you are going to take care of the things you know you need to do.”
Denise Buck & Ed Johnson – DC Metro Realty Team
When life gets hectic, sometimes it seems easier to let housekeeping chores slide. Unfortunately, little birds do not come in to take care of the piled-up laundry or vacuum the floors, and the buildup of postponed housework only ends up stressing us out more. This is where a simple, efficient weekly routine that fits your lifestyle and schedule can help. Consider this day-by-day plan to get the essentials done, so you can get on with your life.
By Laura Gaskill, Originally published on HOUZZ

A Punch List for Party Decorating

“It’s always nice to add a few extra touches to your home, before the quests arrive.  Make them feel like it’s a special event…because it is!”
Denise Buck & Ed Johnson – DC Metro Realty Team
When planning a party at home, decorating can easily slide down the to-do list as more essential tasks (like menu planning, shopping and cleaning) take priority. But isn’t much of the fun of a party the feeling that things are a bit fancier than the everyday? A few well-placed, non-holiday-specific decorations can dress up parties from now through the New Year. Hit these seven decorating hot spots, and you’ll know your home is party ready.
By Laura Gaskill, originally published on HOUZZ

Selling Your House Next Spring? 5 Fall Projects to Do Now

“Getting your house ready to sell takes planning and time, if you want to sell it quickly and get top dollar for it.” 

Denise Buck & Ed Johnson – DC Metro Realty Team

Originally appearing on HouseLogic, by Jennifer Nelson

Planning on selling your home in the spring? Good news — that leaves plenty of time to tackle all sorts of projects this fall that will help you snag top dollar when the tulips start blooming. Take an objective look around your home from a buyer’s perspective. What would stop you from making an offer? What do you need to do to put your home’s best face forward?

Here are some fall projects to jump on now in order for your home to be in tip-top shape for a spring sale:

1.  Update Your Curb Appeal

Landscapers planting in a front yardImage: Laurin Lindsey, Landscape Designer

Curb appeal is important,” says Steve Modica, sales associate and property manager at HomeXpress Realty Inc. in Tampa and St. Petersburg, Fla. “Make sure the bushes are all trimmed. Re-mulch or replace stone walkways and paths. Remove any dead plants and trees, and aerate your lawn so it will be lush come spring. Pressure wash the driveway, the front walk, and the exterior of your home. If need be, have the exterior of the house painted and, at the very least, apply a fresh coat of paint on the front door.

Related: Tips on Aerating for a Lush Lawn in Spring

2.  Get a Home Inspection

The NATIONAL ASSOCIATION OF REALTORS® says 77% of homebuyers have an inspection done before completing a home purchase. To avoid nasty surprises once you’re in the process of selling your home, have your own inspection done and make any repairs over the winter months before you list the home. Homebuyers often use flaws and needed repairs to negotiate a lower price.

3.  Replace Flooring and Paint Walls

Determine if your carpets need replacing or just a deep, professional cleaning. If they need to go, consider if hardwood or another flooring material might be more appealing to buyers.

You’ll also want to inspect interior rooms for dirty or scuffed walls that need a fresh coat of paint. “Paint the whole wall, don’t just do touch-up repair work, because it never looks as good,” says Modica. Also, if you have eccentric or loud wall colors, now is the perfect time to update to a more neutral palette. Stagers recommend beiges, light grays, and off-whites.

4.  Tackle the Basement, Attic, and Garage

Between the studs garage shelvingImage: Liz Foreman for HouseLogic

Often overlooked, these storage meccas can become a catch-all for junk. Use cool, fall weather as an excuse to get down and dirty in these hot spots and organize them from top to bottom. Install shelving, pegboards for tools, and hanging brackets for bicycles and other large sporting equipment. Your goal is to pitch the junk, sell what you no longer need, and categorize the rest.

“Donate or recycle clothes and bedding you don’t use anymore in order to free up storage space in your closets, basement, and garage,” says Amy Bly, a home stager at Great Impressions Home Staging in Montville, N.J. These areas should look roomy, well-organized, and clean.

Related: Garage Storage Ideas Under $50

5.  Consult a Stager

Buyers need to picture themselves living in the house, and they may have trouble doing that if all your personal effects are on display. In order to accomplish that, a professional stager can create a plan for you that you can spend the winter months implementing. Bly spends about two hours walking through a property assessing curb appeal, interior flow, closets, bookcases, media cabinets, flooring, and more.

“I give homeowners a multi-page, room-by-room form they can use to take notes on my recommendations,” says Bly. She typically recommends things like neutralizing out-of-date decor, removing old furnishings and carpeting, and updating light fixtures. She also suggests the type of shower curtains, towels, bedding, and pillows to display for an upscale look.

Getting a jump on these fall projects will give you a leg up on selling in the spring. Today’s buyers are savvier than ever before, especially millennial first-time homebuyers who may have searched homes online for months prior to getting in the field. More than just listing your home in the spring, you want to make it’s as perfect as possible. That means everything works and looks immaculate, and there are no glaring issues that will turn off buyers. When you’re ready, have a friend or relative drop by for a tour and point out anything you may have overlooked.

Read more: http://www.houselogic.com/home-advice/home-thoughts/selling-your-house-projects/#ixzz3rBWhpxF0
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10 Strategies for Keeping Surfaces Clutter-Free

“Most of us have at least one place that ‘stuff’ just gets piled up on.  Time to clean up and organize.”
Denise Buck & Ed Johnson – DC Metro Realty Team
The Dining table, kitchen counters, coffee table, nightstands — flat surfaces certainly have a way of attracting clutter. But the piled-high stuff makes it a hassle to use those surfaces — to prepare a meal, eat a meal or kick up your feet for movie night. It also makes it harder to find things and just plain looks awful. Still, we keep on piling because it seems easier than putting things where they’re actually meant to go. To have long-term success in keeping the flat surfaces in your home clutter-free, you need to find places for your things that are just as easy and obvious to use as a table. If you’re tired of clearing off the surfaces in your house again and again, only to have them redisappear under piles of who knows what, these 10 strategies should help.
Originally published on HOUZZ, by Laura Gaskill

It’s Time to Clean Your Gutters

“If your gutters are open, be sure to keep a close eye on your gutters during the Fall and into the Winter, once the leaves start falling.  And then as soon as you can budget for some gutter guards to keep leaves out next year.”
Denise Buck & Ed Johnson – DC Metro Realty Team
As Autumn’s last leaves fall, cleaning rain gutters should rise to the top of the to-do list. Skip the chore, and you’re asking for problems that include falling gutters, flooding and a cracked foundation. Here’s how to clean your gutters before those issues appear.
Originally published on HOUZZ, by Bonnie McCarthy

11 Ways to Create a Welcoming Front Entrance for Under $100

front-door-entry-ideas-boxwood

“Create an environment that welcomes ‘you’ home everyday, while not breaking the bank doing it.”

Denise Buck & Ed Johnson – DC Metro Realty Team

Originally published on HouseLogic, by Cara Greenberg

First impressions count — not just for your friends, relatives, and the UPS guy, but for yourself. Whether it’s on an urban stoop or a Victorian front porch, your front door and the area leading up to it should extend a warm welcome to all comers — and needn’t cost a bundle.
Here’s what you can do to make welcoming happen on the cheap.

1. Clear the way for curb appeal. The path to your front door should be at least 3 feet wide so people can walk shoulder-to-shoulder, with an unobstructed view and no stumbling hazards. So get out those loppers and cut back any overhanging branches or encroaching shrubs.

2. Light the route. Landscape lighting makes it easy to get around at night. Solar-powered LED lights you can just stick in the ground, requiring no wiring, are suprisingly inexpensive. We found 8 packs for under $60 online.

3. Go glossy. Borrow inspiration from London’s lovely row houses, whose owners assert their individuality by painting their doors in high-gloss colors. The reflective sheen of a royal blue, deep green, crimson, or whatever color you like will ensure your house stands out from the pack.

Related: Pictures of 10 Great Value-Add Exterior Paint Jobs

4. Pretty up the view. A door with lots of glass is a plus for letting light into the front hall — but if you also want privacy and a bit of decor, check out decorative window film. It’s removable and re-positionable, and comes in innumerable styles and motifs. Pricing depends on size and design; many available for under $30.

A way to get the look of stained glass without doing custom work or buying a whole new door: Mount a decorative panel on the inside of the door behind an existing glass insert, $92 for an Arts and Crafts-style panel 20-inches-high by 11-inches-wide.

5. Replace door hardware. While you’re at it, polish up the handle on the big front door. Or better yet, replace it with a shiny new brass lockset with a secure deadbolt. Available for about $60.

6. Please knock. Doorbells may be the norm, but a hefty knocker is a classic that will never run out of battery life, and another opportunity to express yourself (whatever your favorite animal or insect is, there’s a door-knocker in its image).

7. Ever-greenery. Boxwoods are always tidy-looking, the definition of easy upkeep. A pair on either side of the door is traditional, but a singleton is good, too. About $25 at garden centers. In cold climates, make sure pots are frost-proof (polyethylene urns and boxes mimic terracotta and wood to perfection).

8. Numbers game. Is your house number clearly visible? That’s of prime importance if you want your guests to arrive and your pizza to be hot. Stick-on vinyl numbers in a variety of fonts make it easy, starting at about $4 per digit.

9. Foot traffic. A hardworking mat for wiping muddy feet is a must. A thick coir mat can be had at the hardware store for less than $20. Even fancier varieties can be found well under $50.

10. Go for the glow. Fumbling for keys in the dark isn’t fun. Consider doubling up on porch lights with a pair of lanterns, one on each side of the door, for symmetry and twice the illumination. Many mounted lights are available well under $100.

11. Snail mail. Mailboxes run the gamut from kitschy roadside novelties masquerading as dogs, fish, or what-have-you to sober black lockboxes mounted alongside the front door. Whichever way you go, make sure yours is standing or hanging straight, with a secure closure, and no dings or dents. The mail carrier will thank you.

Read more: http://www.houselogic.com/home-advice/home-improvement/front-door-entry-ideas/#ixzz3qWcpHlJV
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9 Tips for Setting Up a Home Office

“Trying to set up an effective Home Office can be tough.  Location, Lighting, Supplies, Organization, all go into the planning process.”

Denise Buck & Ed Johnson – DC Metro Realty Team

Who’s the best boss ever? You are, of course.

If you plan to begin your own business soon or have already experienced the joys of self-employment, you need a dedicated place to work. You look and feel more professional and you’ll be more productive in your own space. It’s also a great way to separate work and home life.

(Credit: gpointstudio/Shutterstock)

We’ve broken down the steps you need to take to create the most efficient and comfortable workspace.

1. Decide on a Location

Converting an extra bedroom into an office makes the most sense, but never locate your business in the room you sleep in. Experts say that’s a sure way to encourage insomnia. If all the rooms are in use, try a large closet or as a last resort, a quiet corner of the dining room, kitchen or recreation room. Look for a place with some degree of privacy, a good source of natural light and a low noise level.

(Credit: Qiwen/Shutterstock)

2. Make a List of Work Tasks

This itemization helps you determine the furniture you need – a desk and chair for sure – but will clients meet here, as well, and need their own sitting space? If you generate paperwork, you’ll require files and file cabinets. Do you need storage space for the products you sell?

(Credit: pics721/Shutterstock)

3. Organize the Space

Place your furniture and equipment by frequency of use. Computers and printers used everyday should be close together and within easy reach. Also, have a designated space for papers or bills that need processing immediately. Put office supplies like pens, pencils and paperclips in small containers or on trays on top of your desk.

(Credit: Iriana Shiyan/Shutterstock)

4. Remember Your Health

An ergonomic chair makes sitting a little less fatiguing. Place your computer so the top of the screen is at eye level and your feet rest flat on the floor. Add a foot pad if you’re short.

(Credit: Patryk Kosmider/Shutterstock)

5. Lights and More Lights

If you can, move your desk close to a window to absorb more of that natural light. You still need lamps because the overhead light won’t shed enough brightness on your work area. Add table lamps and floor lamps until you have what you works best. When the sky turns gray for most of the day like it does in the Pacific Northwest, you might invest in alamp especially designed for Seasonal Affective Disorder.

(Credit: MR. INTERIOR/Shutterstock)

6. Add a Planning Zone

Enhance the room with a recliner, comfortable chair and ottoman or even a sofa if you have the square footage. Getting away from your desk spurs your creativity, solves problems and lets you power nap.

(Credit: MR. INTERIOR/Shutterstock)

7. Personalize Your Space

Hang family photos, favorite works of art or certificates of accomplishment. Bring in house plants. They improve your health by purifying the air and helping you breathe better. Burn a scented candle made of essential oils to help you handle certain tasks. Lemon advances clear thinking, lavender calms and peppermint boosts energy.

(Credit: Iriana Shiyan/Shutterstock)

8. Stock Up on Supplies

Nothing makes you lose your train of thought or focus like having to run to the office supply store for something. Keep a backup supply of what you use regularly like copy paper, envelopes, pens, staples, stamps and ink cartridges.

(Credit: Photographee.eu/Shutterstock)

9. Change the Paint

To refresh your home office, change the colors of the walls. Choose green for a balanced and restful room, orange for an energetic feel or purple if you need to frequently call on your creativity.

(Credit: Iriana Shiyan/Shutterstock)

Originally Published on Pro.com

Powder Room Vanity Styles With Personality

“Coming up with ‘different’ ideas for a powder room can be challenging.  Get some ideas on how to make that small space as unique as any other space in the home.”
Denise Buck & Ed Johnson – DC Metro Realty Team
From traditional to contemporary, approaches to the powder room vanity allow for lots of creativity. And because of the modest scale, this is a place where you can indulge in higher-end materials and design solutions that might be too much for the budget in larger rooms. Let these 11 delightful examples of beautifully combined colors, shapes and details inspire your own powder room project.
By Steven Randel, originally published on HOUZZ

First-Time Homebuyer Guide

“This is a good high level overview of the steps and process of buying a home.  There are more steps once you start working with a Realtor and put an offer in on a home, but this is a great starting place.”

Denise Buck & Ed Johnson – DC Metro Realty Team 

Avoid First-Time Homebuyer Mistakes with This Checklist

By Jennifer Nelson, published on HouseLogic

A real yard. Closets bigger than your average microwave. The freedom to decorate however you darn well please! Making the switch from renting to owning is exhilarating, but many rookie homebuyers find the process trickier to navigate than they expected. This is why we created our First-Time Homebuyer Checklist. The 12-month timeline will help you sidestep common mistakes, like paying too much interest or getting stuck with the wrong house. (Yep, it happens!)

12 Months Out

Check your credit score. Get a copy of your credit report at annualcreditreport.com. The three credit bureaus (Equifax, Experian, and TransUnion) are each required to give you a free credit report once a year. A Federal Trade Commission study found one in four Americans identified errors on their credit report, and 5% had errors that could lead to higher rates on loans. Avoid last-minute bombshells by checking your score long before you’re ready to make an offer. And work diligently to correct any mistakes.

Determine how much you can afford. Figure out much house you can afford and want to afford. Lenders look for a total debt load of no more than 43% of your gross monthly income (called the debt-to-income ratio). This figure includes your future mortgage and any other debts, such as a car loan, student loan, or revolving credit cards.

There are plenty of calculators on the web to help you determine what you can afford. If you’re pushing the limits, start reducing your debt-to-income ratio now. To get a reality check on what you may actually be spending every month, use this worksheet.

Make a down payment plan. Most conventional mortgages require a 20% down payment. If you can swing it, do it. Your loan costs will be much less, and you’ll get a better interest rate. If, however, you’re not quite able to save the full amount, there are many programs that can help. FHA offers loans with only a 3.5% down payment. But they require mortgage insurance premiums, which will drive up your monthly payments. The U.S. Department of Housing and Urban Development (HUD) provides a list of nonprofit homebuying programs by state. Also check with credit unions; and your employer might even have an assistance program.

As you’re planning your savings strategy, keep in mind that banks like you to “season” your money. That is, they like to see that you’ve had stable funds in your account for 60 to 90 days before applying for a loan. Don’t worry: You can still use a financial gift from a family member or bonus received near the time you buy.

9 Months Out

Child exploring a closet at an open houseImage: Emily Dunham

Prioritize what you most want in your new home.
What’s most important in your new home? Proximity to work? A big backyard? An open floor plan? Being on a quiet street? You’ll make a much better decision on what home to buy if you focus on your priorities. If it’s a joint decision, now is the time to work out any differences to avoid frustration and wasted time. Perhaps most important: Know what trade-offs you’re willing to make.

Research neighborhoods and start visiting open houses. But now’s when the fun begins, too. Use property listing sites, such as realtor.com, to find out about neighborhoods, public transport, and cost of living.

Start visiting open houses to get an idea of what kind of homes are in your price range and what neighborhoods appeal the most. Seeing potential homes will also keep you motivated to continue reducing your debts and saving for your down payment.

Budget for miscellaneous homebuying expenses. Buying a home has some miscellaneous upfront costs. A home inspection, title search, propery survey, and home insurance are examples. Costs vary by locale, but expect to pay at least a few hundred dollars. If you don’t have the cash, start saving now.

Start a home maintenance account. Speaking of saving, start the good habit now of putting a little aside each month to fund maintenance, repairs, and home emergencies. It’s bad enough to have to call a plumber. It’s worse if you’re paying credit card interest on that plumbing bill.

6 Months Out

Collect your loan paperwork. Banks are very particular when it comes to mortgage loans. They demand a lot of paperwork. What they’ll want from you includes:

  • W-2 forms — or business tax return forms if you’re self-employed — for the last two to three years
  • Personal tax returns for the past two to three years
  • Your most recent pay stubs
  • Credit card and all loan statements
  • Your bank statements
  • Addresses for the past five to seven years
  • Brokerage account statements for the most recent two to four months
  • Most recent retirement account statements, such as 401(k)

If you start collecting these documents now, it’ll lessen the stress when it’s time to get your loan. Bonus: Looking closely at your loan documents each month will also help you stay focused on saving for your down payment and keeping your debt-to-income ratio low.

Research lenders and REALTORS
®. Start interviewing REALTORS®, specifically buyers’ agents. A buyer’s agent will work in your best interest to find you the right property, negotiate with the seller’s agent, and shepherd you through the closing process. Your agent also can be instrumental in finding a lender who’s familiar with first-time homebuyer programs.

Even better, look for a mortgage broker, who will shop for a competitive loan rate for you among multiple lenders, unlike a bank, which can only offer its own products.

3 Months Out

People touring an open houseImage: Jesse Keen

Get pre-approved for your loan. At this point, if you’ve been following this timeline, your credit score, paperwork, and down payment should be on track. You’ve done your research on lenders and buyers’ agents. Now it’s time to start working with them. First you’ll need to get pre-approved for a mortgage.

Make an appointment with your lender or mortgage broker and bring all your paperwork. He’ll run a credit check on you and tell you how much of a loan you’re approved for. It often makes sense to borrow less than the maximum the lender allows so you can live comfortably. Draft a budget that accounts for mortgage payments, insurance, maintenance, and everything else you have going on in your life.

Start shopping for your new home. One you’re pre-approved, the buyer’s agent you’ve chosen will be able to target homes that meet your priorities in your price range. This way you won’t be wasting time looking at homes you can’t afford.

2 Months Out

Make an offer on a home. It usually takes at least four to six weeks to close on a home. So if you have a firm move-out date, allow enough time to deal with any hiccups that can delay closing.

Get a home inspection. One of the first things you’ll want to do after an offer is accepted is have a home inspector look at the property. If the home inspector finds something that needs repair, that’s a common example of something that can delay closing.

In the Last Month

Triple-check that all your financial documents are in order and review all lending documents before closing. You’re in the home stretch! If you’ve been keeping your documents up to date, and your down payment is in reserve, these final steps are the easiest. Reviewing the mortgage documents is probably the most difficult. Your agent can help guide you through them.

Get insurance for your new home. Don’t forget to secure insurance before closing. You’ll need to bring proof of insurance to closing.

Do a final walk-through. Do a final walk-through of your new home, usually a day or two before closing, to make sure the home is in the shape you and the seller have agreed upon.

Get a cashier’s check or bank wire for cash needed at closing. Make sure you get an exact amount of cash needed for closing. You’ll get that number a few days before closing so you can secure a cashier’s check or arrange to have the money wired. Regular checks aren’t accepted.

That’s it. Congratulations!

Read more: http://www.houselogic.com/home-advice/home-loans-mortgages/first-time-home-buyer-guide/#ixzz3prP3fQFN
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