Tag Archives: Home Repairs

Myth vs Reality on Lawn Maintenance

20130625_dec_cah“We’ve been told all kinds of things by our neighbors and our parents over the years, but what’s the real story on lawn maintenance?  ‘Never cut your Grass too short.’  ‘Remember S.O.D (Sep., Oct., Dec.) for fertilizing’  ‘Always water your grass in the morning.’  Check out these myth-busting tips from the pros.”

 

Denise Buck & Ed Johnson – DC Metro Realty Team

Myth #1: You can water your lawn and landscape any time of day.

Reality: Water is a valuable resource; make every drop count! Watering the lawn in the early mornings or evenings after sunset minimizes evaporation. It’s the best time for water to penetrate deep into the soil.

Myth #2: It’s ok to cut the grass very short.

Reality: Most landscape professionals advise against cutting more than one-third of the grass leaf at a time. Mowing at a finished cut height of 3 to 3.5 inches throughout the summer is generally recommended. The lawn will need less water, will be more resistant to weeds and will have a deeper, greener color. Use a sharp mower blade to prevent tearing grass blades. A crisp and clean cut will help prevent a “brown tip” appearance.

Myth #3: It’s best to water your lawn every day.

Reality: Watering your lawn every three days is better than daily watering. Deep, rather than shallow watering of your lawn is recommended to nurture the roots. An inch of water to 12 inches of soil is the preferred ratio for watering actively growing grass.

Myth #4: If you want to replace your lawn, you should do it in the spring when plants get ready to bloom.

Reality: The best time to sow seed is in the late summer and early fall when the temperatures are more consistent and when highly competitive weeds, like crabgrass, are at the end of their life cycle.

Myth #5: Early spring is the best time to fertilize the lawn.

Reality: Since different species of grass prefer nutrients at different times of the year, be sure to use the correct fertilizer, at the right rate, at the right time, and in the right place. A slow-release fertilizer allows for more even and consistent feeding over a longer period of time than a quick-release fertilizer. And, remember to use fertilizers responsibly by cleaning up any that lands on streets, sidewalks or driveways where they can be washed into lakes, ponds, rivers and streams.

Myth #6: A garden hose is more cost efficient than installing an irrigation system.

Reality: Many landscape professionals recommend installing an irrigation system with smart controllers which have sensors that water when needed. Smart irrigation can offer a cost savings of 15–20 percent on water bills. Converting irrigation spray nozzles from sprinklers to rotating nozzles will spread heavy droplets of water at a slower pace, which makes them more targeted and effective.

Myth #7: You have to irrigate to have a healthy and beautiful lawn.

Reality: Grasses are built to endure long periods of drought by entering a state of dormancy..  When temperatures and moisture levels are at their extreme, the growing point of the grass plant, the crown, will shut off the grass blades, turning them brow. In almost all instances, once the heat and drought stresses have gone, the crowns will begin to send up new shoots. There’s nothing wrong with irrigating to avoid dormancy, but “embracing the brown” for a couple of weeks in the summer is just fine too.

For more helpful tips on taking care of your lawn and landscape, or to get advice on how to hire a landscape professional, visit www.loveyourlandscape.com.

Originally posted on by lyladmin at Landscape Life

Is Your Home Ready to be Sold?

Welcome to our home“It’s that time of year when many people start to think about selling their home.  Spring is coming and that is when homes look great and everyone is finally coming out of their cocoon to start looking.  But is your home ready to be sold?  We always help our Sellers identify the items that are most important to implement in each home before it goes on the Market.  Here are some good tips that we’ve found, and follow ourselves.”

Denise Buck & Ed Johnson – DC Metro Realty Team

Selling a home doesn’t happen overnight. To maximize your sale price, stand out from the competition and sell quickly, your home needs to go on the market in tip-top condition.

Prepping the home rarely happens in one weekend. It takes time and thoughtful planning. If you intend to sell your home this spring, here are a few steps you need to take now.

Stash your stuff

As you prepare to sell, think of your home as an investment and start to see it through the eyes of potential buyers and the market. When you’re trying to sell your home, the less-is-more approach applies.

Put away big furniture and personal items. Store or put away all the things you won’t be using until you move into your new home. In the kitchen, make space in the cabinets for items you will need to use daily, but will want to put away for showings.

Paint, clean and make small improvements

It’s common for sellers to make cosmetic improvements before they list. Kitchens and bathrooms sell your home. Plan to have the bathroom grout cleaned and have some parts of the house painted to give it a fresh look.

Consider cleaning rugs, refinishing hardwood floors or painting kitchen cabinets. If you plan to list in the spring, you likely have a good local real estate agent on your side by now. Get their advice and ask for referrals to do the work. There are lots of inexpensive contractors who can help spruce up your home quickly.

Research like a buyer

Today’s buyers have research in their DNA and will investigate all they can. Check with your local building department and ensure there are no outstanding issues with your home.

Verify that property records reflect your home accurately, and prepare to remedy any discrepancy. Make sure your title report is clean, and talk about potential disclosure items with your agent. Banks won’t lend if there are outstanding issues, and you don’t want to jump through hoops at the eleventh hour. Researching now will keep you one step ahead of the buyers.

The sale of your home is likely one of your biggest financial transactions. Get a real estate agent on your team early, and make a list of all the tasks you need to complete before listing this spring. Now is the time to have those discussions. Smart planning and a good strategy will ensure a quick, painless and profitable home sale.

Originally Published by Brendon DeSimone from Zillow

Holiday Tree Safety

Chritsmas Tree“There is nothing quite like to smell of a fresh tree in the house during the holidays.  But have you taken time to make sure that you are being as safe as possible with it?”

Denise Buck & Ed Johnson – DC Metro Realty Team

Fresh holiday trees are beautiful, smell great and really add to the spirit of the season. Following some proven safety tips might help you avoid a disaster and keep the Grinch away.

 

  • Select a tree with fresh green needles that don’t fall off when touched or when the trunk is tapped on the ground.
  • When trees are cut too early, they have a greater risk of drying out and can become more dangerous especially with electrical lights.
  • Cut 1” to 2” off the base of the tree before placing it in the stand to facilitate it drawing water to the limbs and quills.
  • Trees require water similar to cut flowers or they’ll dry out. Tree stands should hold at least one gallon of water and it should be checked every day. A six foot tree could use up to a gallon of water every two days.
  • Position the tree a minimum of three feet or further from heat source like fireplaces, space heaters, heat vents or candles. Do not allow the tree to block an exit.
  • Lights should be labeled from an independent testing laboratory and intended for indoor use.
  • Follow manufacturer’s recommendations for how many strings of lights can be connected to each other.
  • Turn off all tree lights when you go to bed or leave the home.
  • If the tree becomes dry and begins shedding needles, it can be a fire hazard and should be removed from the home. Even if the holidays are not over, it is not worth the risk to keep it in your home.
  • After the gifts have been opened, don’t return the paper and boxes under the tree.
  • Remove the tree as soon as possible after the holidays.
  • Trees should never be burned in a fireplace. The trees will burn very hot and quickly when they are dry and could spread outside of the fireplace which could cause an unfriendly fire.
  • Check to see if there is a recycling program for holiday trees in your community.

The National Fire Protection Association reports that “one of every three home Christmas tree fires are caused by electrical failures and a heat source too close to the tree causes roughly one in every six of the fires.”

What’s that Creepy Sound in my Home?

Nightmare on Elm Street“All homes make sounds.  Some different than others.  We get used to them and they become part of our everyday life.  But sometimes you start to hear a new or different noise.  Learn about the one’s to really pay attention to.”

Denise Buck & Ed Johnson – DC Metro Realty Team

Homes make strange noises. They’re built from many different materials — glass, concrete, wood — that expand and contract at different rates.

“[But] the most noise your house should make is a popping sound, like your knuckles cracking, and only once in a while,” said Bill Richardson, former president of the American Society of Home Inspectors and owner of Responsive Inspections in Bosque Farms, N.M.

If your home is making noises that rival the best of Metallica, then it may be sending you signals that there’s a problem. We asked the experts to catalogue some of the more worrisome pops, hisses, groans, creaks and knocks, and tell us what they mean and how they can be remedied.

Here are the top seven problem noises and how they can be solved.

1. What is that clanking sound when I turn on the heat?

The problem: When most homeowners first turn on their heating system in the fall, they hear a little moaning and groaning as the heating system expands and rubs against the frame of the house, says Mike Kuhn, the New Jersey owner of HouseMaster inspection service and coauthor of “The Pocket Idiot’s Guide to Home Inspections.” With a baseboard hot-water system, you can also expect “normal clinking and knocking,” says Kuhn. The circulator pump or pumps to the system, however, “should be silent when they run,” says Kuhn. If you hear knocking or clanking, typically located at the boiler itself, it might be a sign of impending failure of the circulator pump, he says.

The solution: Get a repairman out to check on it, pronto.

2. There’s a strange scratching sound coming from behind the walls.

The problem: If you hear strange noises like scratching and possibly chittering coming from places where no one lives in the house, you could have mice, squirrels, raccoons or even bats sharing your quarters, says Richardson. “Any kind of wild critter could be up in the attic,” he says. And these freeloaders aren’t just a nuisance; bats can carry deadly rabies. In the Southwest, the droppings of mice can spread hantavirus. Some animals will tear up insulation to nest or chew through siding and even electrical wires, causing fires.

The solution: As soon as you suspect an intruder, get on it: Set traps. (Call in a pro if the animal is stubborn or large.) Finally, prevent the problem from reoccurring by sealing up the entrances to your house with steel wool, metal sheeting, caulk and/or hardware cloth.

To keep raccoons away, put garbage in sealed, secure metal cans that can’t be tipped. Bring pet food inside. After pests have been removed, make sure vents and chimneys are securely covered with mesh or a grille, so those spaces can still breathe.

3. There’s no one in the house and I can still hear running water. How can that be?

The problem: “You definitely don’t want to hear water running if nobody’s using anything,” says Richardson. The sound could indicate many things — a busted pipe in a wall, under the floor or even in the irrigation system.

The solution: If you hear running water when you shouldn’t, shut the main off and see if the noise goes away, says Richardson. If it does, you’ve got a leak somewhere — and a problem in need of fixing. Unless you’re really handy and ready to do surgery on your home, call in a plumber.

4. I hear a bubbling (or cracking) sound coming from the water heater. Is that normal?

The problem: A gas-fired hot-water heater works pretty much like boiling a pot of water: A fire is lit and the water inside is heated until it’s ready for use. “A lot of sediment builds up at the bottom of ahot water tank, and that sediment works like an insulator,” forcing the burner to work harder, Kuhn says. The strange noise you hear is the bubbling sediment — and a sign that the tank is probably experiencing fatigue and may be facing premature failure, he says.

The solution: Ideally, you should flush out your hot water tank every few months, using the drain valve near the bottom of the floor. “However, nobody does it,” says Kuhn, because it can be a pain to do. If your water heater is already making these noises, draining it might help. “It could (work) a little bit longer, [and] it could go a lot longer,” but the damage is probably done, says Kuhn.

5. My furnace is making a whistling (sucking) sound that it’s never made before. Is it going to need to be replaced?

The problem: “What that can connote is that your filter hasn’t been changed,” says Richardson. “And your furnace is trying to pull in air from around it.” That’s not good, he explains, because it means the furnace is working too hard. “What it will do is start sucking exhaust gasses from the furnace into the house.”

The solution: Install clean filters regularly — “anywhere from three months to monthly, depending on atmospheric conditions,” says Richardson.

6. I hear a switch turning on and off regularly but can’t seem to isolate where it’s coming from.

The problem: If you have a well for your water, you’ve got a well pump — either in the house or above the well in your yard. “If you are sitting in your house and hearing the pump-switch click on and off, you may have a problem,” says Kuhn. The pump pulls water from the well and into a holding tank, where it’s stored for your use. If you’re hearing it when you, say, turn on the faucet, something may be wrong. The pump “should not operate every time there is a call for water. The wear and tear would cause the pump to fail prematurely,” he says. It’s likely that you have a leak in the system. “The leak is either going to be in the well equipment itself, or in a fixture,” says Kuhn.” For example, aleaky toilet fixture could be causing the holding tank to drain.

The solution: First, check your fixtures for leaks. Then, if needed, call a plumber familiar with well systems.

7. What’s that hissing sound?

The problem: If your home has gas, a strange noise that sounds like hissing could indicate a gas leak, says Richardson. Sometimes you can hear a hissing outside at the gas meter, or at a home’s outdoor gas light post — places where the line could have corroded, he says. “You should be able to smell it, but you never know.”

The solution: If you you smell gas around the gas main, don’t mess with the gas shutoff unless you absolutely know what you’re doing because any mishandling or spark could make things much worse, Richardson explains. If you hear the noise and smell the gas, immediately evacuate the house and call the gas company.

By Bob Villa, as published by Zillow

Best Countertops for Busy Kitchens

CountertopChoices“Thinking about replacing your kitchen countertops?  There are several options to consider, but which one is right for your kitchen?  It all depends on how you use it, and what your budget it.  Is it only for cooking, or is it where every member of the family works on projects?  Know the Pros and Cons of each type of countertop.”

Denise Buck & Ed Johnson – DC Metro Realty Team 

Replacing a scratched, scorched, stained, or just plain unattractive countertop can transform any kitchen. Happily, there are lots of options in a wide range of prices. A new laminate countertop can cost as little as $10 per square foot. Or you could easily spend 10 times that on quartz, granite, or recycled glass. Consumer Reports tested more than a dozen popular types of countertops to see how well they resisted stains, heat damage, cuts, abrasion, and impact, and found seven that passed muster. Here are the details.

In our countertop tests, performance varied from one material to the next but there was little difference among competing brands of each type, so be sure to shop around for the best deal on your countertop of choice. The prices below are for a typical kitchen with 56 square feet of counters and include installation. For the pros and cons of each type, see the numbered entries below.

1. Quartz
Cost. $2,240 to $5,600
Pros. It mimics the look of stone yet needs less maintenance. Hot pots, serrated knives, abrasive pads, and most stains were no match for quartz, which is a combination of mineral, color, and resin. It comes in vibrant colors in addition to patterns that look like granite and marble.
Cons. Edges and corners can chip, and you’ll need a pro to repair them. Rounded edges help.

2. Granite
Cost. $2,240 to $5,600
Pros. Each slab of this natural material is unique; rare colors and veining cost more. Heat, cuts, and scratches didn’t harm granite in our tests. Polished and matte finishes resisted most stains when properly sealed, so pick the look you prefer.
Cons. Periodic resealing is needed to fend off stains. Like quartz, edges and corners can chip and must be professionally repaired.

3. Soapstone, limestone, and marble
Cost. $2,800 to $5,600 (soapstone or limestone), $2,800 to $8,400 (marble)
Pros. Soapstone isn’t as common as granite, and it’s superb at resisting heat damage. Small scratches can be repaired by sanding finely and applying mineral oil. Limestone (pictured) and marble are classic materials.  Limestone also has a natural-stone look without heavy veining or graining and it resists heat.
Cons. Soapstone nicks, cuts, and scratches easily, and some stains are too tough to be washed away. Limestone and marble also have those drawbacks, and heat damaged our marble.

4. Laminate
Cost. $560 to $2,240
Pros. Inexpensive, easy to install, and so much better-looking than you probably remember, thanks to new printing technology and decorative edges. Stains and heat didn’t damage the laminates we tested.
Cons. Cutting directly on it easily and permanently damages laminate, so use a cutting board.

5. Solid surfacing
Cost. $1,960 to $5,600
Pros. Available in a variety of colors and patterns, it can be used for counters, sink, and backsplash, creating a seamless look because joints are almost invisible. And like quartz, its color won’t vary much from the store sample. Solid surfacing is resistant to most stains, and small nicks and scratches can be repaired.
Cons. It scratches and cuts easily, so a cutting board is a must.

6. Recycled glass
Cost. $3,360 to $6,720
Pros. Large shards give it a fun, contemporary look; finely ground glass makes it less busy. Most glass counters we tested resisted stains, cuts, scratches, and heat.
Cons. It’s the only material for which we found a difference among brands. Cosentino’s Eco counters were the only ones that developed a thin crack during our heat tests.

7. Butcher block
Cost. $2,240 to $5,600
Pros. It adds warmth and is easy to install and repair, but the finish makes a difference. Varnish improved stain resistance, but penetrating oils diminished it.
Cons. Nicks and scratches can easily happen, though they can be sanded out.

—Adapted from Consumer Reports Kitchen Planning & Buying Guide

Home Improvements that Pay Off

Home Improvements“Everyone thinks that upgrading and improving different areas in the home will add value.  Unfortunately that’s not always true.  Sometimes you need to do upgrades in order to prepare you home for Sale, but that’s so you can compete in the market, not add value. Sometimes you want to change something so that it will meet your personal desire or taste, again, it may not add value.  Be aware of what adds value so that you have realistic expectations on the return for your investment.”

Denise Buck & Ed Johnson – DC Metro Realty Team

Despite what you see on TV and what the conventional wisdom says, most of the home improvement projects with the greatest return on investment are unglamorous. According to Remodeling Magazine’s 2014 Cost vs. Value report, you’ll recoup the greatest percentage of your investment on projects such as replacing the front door with a steel one, adding a wood deck, replacing old siding, replacing the garage door and replacing old windows. Also contrary to conventional wisdom, most home improvement projects do not return more than your investment when you sell. In fact, the average remodeling project only recoups 66 cents for every $1 you spend on it. To get the highest percentage of your remodeling dollars back when you sell, here’s what to improve, what not to improve and why.

Best Options: Practical, Midrange Projects

Do you want to get back 96.6% of what you spend on a home upgrade? Then replace your old front door with a new, mid-range steel door with a clear dual-pane half-glass panel and a new lockset. You’ll spend an average of $1,162 for this project, but you’ll get back $1,122 when you sell, Remodeling Magazine reports. Another project in the same price range is replacing your garage door for $1,534; you’ll recoup $1,283, or 83.7%. You won’t need a home-equity loan to tackle these projects, and their low cost and high impact on curb appeal make them smart choices.

“Curb appeal is the biggest selling factor,” says Diana George, founder of Oakland, Calif.,-based Bay Area real estate brokerage Vault Realty Group. “If the house looks unkempt on the outside, buyers automatically assume the same will apply to the interior of the house.

If you can afford to spend more, consider projects such as adding a 16’ x 20’ wood deck, which costs $9,539 on average but recoups 87.4% of its cost; replacing 10 old 3’ x 5’ windows with new, double-hung, wood or vinyl ones, which costs close to $11,000 for wood and nearly $10,000 for vinyl but recoups about 79%; or replacing vinyl siding, which costs $11,475 for 1,250 square feet but should bring back $8,975 when you sell.

“Windows, garage doors and decks aren’t necessarily big-ticket items in terms of price or luxury,” George says, but “updating these items gives the home an instant facelift and contributes to a modern aesthetic, which is exactly what potential homebuyers want to see when they drive up to look at a new home.”

Pricier Projects

Two of the priciest – but still relatively worthwhile – improvements include attic bedrooms and basement remodels. These projects will set you back tens of thousands of dollars, but are a relatively inexpensive way to increase your home’s useable square footage compared with an addition. Minor and major kitchen remodels also make the cut, as do bathroom remodels. However, while it may be true that kitchens and bathrooms sell houses, forget about doubling your money. You’re likely to recoup just 82.7% of your $18,856 cost on a minor remodel of a functional but dated 200-square-foot kitchen; 74.2% on a $54,909 major kitchen remodel and 72.5% on a $16,128 remodel of a 5’ x 7’ bathroom. These are the types of expensive projects you might be tempted to finance with a home-equity loan, but you should think twice before borrowing money and paying 6% interest or more to finance a project with a negative return.

The costs Remodeling Magazine provides are averages. If you can get a project completed well for less, you might be more satisfied with the percentage of its costs you get back when you sell your home. Costs vary by geographic region, project size and scope, and the quality of finishes you choose.

“Bathroom upgrades can be done for a minimal cost using materials that look expensive, but are quite affordable,” says Jeff Dumas, owner and broker at Home Ventures Realty in Tempe, Ariz., where he’s rehabbed and sold residential properties for more than 10 years. “Most of the time, I can take an average starter home, put in a new tub with a porcelain tile backsplash, new toilet and vanity, tile the floor, and use some decorative hardware for about $1,500 to $2,000. The results are amazing and help the wow factor when potential buyers are viewing the property,” he says.

Surprising Disappointments

Backup power generators and roofing replacements are among the projects on which homeowners will recoup the least at resale. You might get back just 67.5% of the $11,742 you spend on a generator and 67.6% of the $18,913 you spend on a roof. Also at the bottom of the list are sunroom additions, bathroom additions and master-suite additions. These projects are expensive and involve weeks or months of disruptive construction, so don’t take them on unless they’re for your personal enjoyment and you’re planning to stay in your home for years to come. Remodeling a home office is the least worthwhile project on the list, recouping just 48.9% of the $28,000 it’s likely to cost.

That being said, some of these projects are more valuable if you live in areas where they’re in higher demand. In the West South Central region, which includes storm-prone areas in Texas, Oklahoma and Louisiana, a backup generator will recoup 86% of its cost, on average.

By Amy Fontnellie, Originally Published on Yahoo Homes

Enjoy Your Improvements and Profit by Them

Home Improvement $$“One of the things our clients usually ask about is how they can improve the value of their home.  Different projects have different returns.  Some add value, while others maintain. Want to know more?  Check out this article below for a few quick tips.”

 

Denise Buck & Ed Johnson – DC Metro Realty Team

Homeowners can raise the basis or cost in their home by money spent on capital improvements. The benefit is that it will lower their gain and may save them taxes when they sell their home.

Improvements must add value to your home, prolong its useful life or adapt it to new uses. Repairs are routine in nature to maintain the value and keep the property in an ordinary, operating condition.

Additions of decks, pools, fences and landscaping add value to a home as well as new floor covering, counter-tops and other updates. Replacing a roof, appliances or heating and cooling systems would be considered to extend the useful life of the home. Completing an unfinished basement or converting a garage to living space are common examples of adapting a portion of the home to a new use.

Other items that can raise the basis in your home are special assessments for local improvements like sidewalks or curbs and money spent to restore damage from casualty losses not covered by insurance.

Here’s a simple idea that could save you money years from now.

Every time you spend money on your home other than the house payment and the utilities, put the receipt or canceled check in an envelope labeled “Home Improvements.” Regardless of whether you know if the money would be classified as maintenance or improvements, the receipt or cancelled check goes in the envelope.

Years from now, when you’ve sold your home and you need to report the gain on the property, you or your accountant can go through the envelope and determine which of the expenditures will be adjustments to your basis.

Some people disregard this idea because of the generous exclusion allowed on principal residences. At the unknown point in the future when you sell your home, circumstances may have changed and the proof of these expenditures will be valuable. The tax laws could lower the exclusion amount or eliminate it altogether. Your marital status may change because of death or divorce. The market value of your home may skyrocket.

Since the future is unknown, it is better to keep track of the improvements as they are made and how much is spent on them. Download an Improvement Register and examples or read more in Publication 523 on Increases to Basis.

Annual Maintenance

Tool House“Once you’ve bought your ‘Perfect Home’ are you prepared to take care of it?  Do you know the little things do on a regular basis to help keep your home up and possibly save you money in the long run?  Take a look for a quick refresher.”

Denise Buck & Ed Johnson – DC Metro Realty Team

 

A common expectation of homeowners is to want the components and systems in their home to work when they need them. Periodic maintenance is just as important as having a trusted service provider to make necessary repairs.

Victims of Murphy’s Law can attest that their air conditioner goes out on the hottest day of the year or the water heater fails when you have out of town visitors.

If the convenience of having things work doesn’t justify maintaining your home’s systems, consider that it can be less expensive than the results of neglect causing repairs or replacement.

  • Replace burned-out, dim or missing bulbs in light fixtures and lamps. Consider switching to LED bulbs.
  • Dryer exhaust vents build up lint even though you may be cleaning the filter regularly.
  • Fire extinguishers need to be recharged or replaced after expiration date.
  • Establish a recurring appointment on your calendar to change filters in your HVAC.
  • Replace missing or damaged caulk around sinks, bathtubs, showers, windows and other areas.
  • Clean gutters.
  • Schedule an inspection with a pest control a minimum of once a year unless you have a service contract.
  • Schedule a chimney cleaning prior to using the fireplace for the first time in the season.
  • Keep all tree branches and shrubs trimmed away from the home.
  • Pressure wash exterior, deck, patio, sidewalks and driveway.
  • Keep levels of insulation in the attic above your ceiling joists.
  • Check appliances with water lines for leaks or worn hoses.
    • ice maker • washing machine • dishwasher • others
  • Test all GFI breakers and reset.
  • Inspect all electrical outlets for broken receptacles, fire hazards or loose fitting plugs.
  • Have furnace and air conditioner serviced annually.
  • Test smoke and carbon monoxide detectors and change batteries.

The early fall is a great time to take care of these items before the weather becomes harsh.

Which Filter to Use in Your Furnace?

Filters“It’s amazing that something so simple and relatively inexpensive, can make such a big difference in the quality of the air we breath every day.  Not to mention the fact that if you don’t bother to change it, a dirty air filter can cause all kinds of problems for your HVAC system.”

 

Denise Buck & Ed Johnson – DC Metro Realty Team

A dirty air filter decreases the effectiveness of your HVAC system because it inhibits airflow and allows dirt, dust, pollen and other materials to blow through the system.

The challenge is how often it should be changed to keep the system working efficiently and extend the equipment life. Too often and you’re wasting money and not often enough and your increasing the operating and maintenance costs.

Fiberglass panel filters are inexpensive and easy to find but they’re not very efficient and they allow most dust to pass through. They were popular years ago but there are much better products available currently.

Pleated air filters are available in MERV ratings from 5 to 12. As these filters collect dirt and other particles, they become less efficient to the point of impacting air flow. Allergy sufferers can benefit from this type of filter. These should be changed every two to three months based on local conditions.

HEPA filters stand for High Efficiency Particulate Arrestance. They are very efficient and more expensive than previously described filters. Since they are very efficient, they require changing more frequently; possibly, every month.

Electrostatic air filters are permanent and washable. They generally cost more initially but the savings will be based on how long they last. This type does not add to landfill issues or produce ozone.

Improperly maintained filters will lower the quality of the air in the home, have a negative impact on air flow, cause it to use more electricity and eventually require maintenance to the systems.

In an attempt to easily comparing filters, a rating system was created called MERV, an acronym for Minimum Efficiency Reporting Value. The rating from 1 to 16 indicates the efficiency of a filter based on standards set by ASHRAE. Higher ratings indicate a greater percentage of particles are being captured in the filter.

To create a system to remind you when to change your filters, set a reminder on your electronic calendar to recur for whatever frequency you determine is best for you. Be sure to keep a supply of filters on hand to be ready to change them out when the time comes.

5 of the Most Profitable Renovations

Home Renovations“Quite often we are contacted by homeowners to consult on what they should, or shouldn’t do to their homes.  Small upgrades can be done just because you want to make your house feel more like ‘home’.  Larger ones should be carefully considered, so that you spend your money wisely.”

Denise Buck & Ed Johnson – DC Metro Realty Team

From 2009 to 2011, Census data indicates homeowners spent a combined total of nearly $360 billion on home improvements, with a median cost of $3,200 per venture. When deciding on a home renovation project, most homeowners search for one that will increase both the visual aesthetic and the value of the property.

Some renovations, of course, add more value to a home than others. Everyone has different tastes, but some features such as higher quality materials generally offer a higher return. The key is finding a project that offers the most future benefits, while also being a feature you can enjoy. Some of the more common remodels that do not fit the bill are home office renovations, with an average cost of $28,000. According to Bankrate, home offices only bring in around a 49 percent return when you sell your home.  The same applies for sunroom additions. Priced at over $73,000, sunrooms only recuperate around 52 percent of that back when you sell. While you may enjoy your new sunroom or home office, you have to ask yourself if that current enjoyment is more important to you than future profitability.

1. Steel Door for Entryway

This renovation heightens the curb appeal of your home and also comes with a low price tag. Although a small project, this minor improvement ranked number one on The National Association of Realtors list of remodels that pay off. According to their cost versus value report, this renovation comes with an investment cost of $1,162 and you can get around 97 percent ($1,122) of that cost back when you resell.  Steel doors are also said to increase energy efficiency and durability and they are more secure than other types of entry doors.

2. Garage Door Replacement

Also increasing security, garage door replacements come with a price tag of between $1,500 and $2,800. You can expect to get back around 83 percent of your investment cost. When prospective buyers first walk up to your home, features like a new garage door are more likely to entice them. When the outside is up to par, it leads buyers to believe the inside is in good shape as well. An old garage door is often unattractive. Older models also may not offer the insulation that newer models provide so your new door may save on your heating and air conditioning costs.

3. Kitchen Remodels

The Census bureau reports the median cost of a kitchen remodel at $5,000. In 2011, Americans took on 3.7 million kitchen remodels.  These kitchen adventures can, however, become pricey in terms of up-front investment cost. Many remodels exceed the $100,000 price point. A major kitchen remodel generally returns around 80 percent of its investment costs at resale. This, however, varies significantly based on the project, your home’s value, and your location. As with any project, the way it looks in the end has a large impact on its return.

For Sale by Owner suggests that you stay with the theme of your home and turn to an expert designer for advice when needed. On the same token, modern kitchens with the newest features are usually a big hit. Back splashes, granite and marble materials, stainless steel, and energy efficient appliances are, in many cases, attractive to buyers as long as the design matches the rest of your home.

The quality of the work also has an impact on your return, and your personal satisfaction with the remodel. The last thing you want is any leaks, misplaced appliances, or malfunctions. Its essential that you work with a contractor you can trust will produce excellent work.

4. Wood Deck Addition

Ideal for cookout, gatherings, and outdoor conversation, a deck can benefit you both now and when you sell. When potential buyers see a new deck out back, it often brings about thoughts of the activities they can do out back at their new house. A deck also increases the amount of living space you have for a low price tag. According to data published on House Logic, the average cost of construction for a two-story, 2000 square foot home is $85 per square foot. With a deck, however, you’re looking at a cost of around $35 per square foot — $50 per square foot less.

With a price tag of just under $10,000 for a pressure-treated wood deck, you can expect to get back around 87 percent of your investment cost for the addition. This cost represents a 16 foot by 20 foot sized deck. A composite deck in the same size costs upward of $15,000, and offers just over 74 percent of this cost back at sale.

5. Go Energy Efficient

According to recent Census data, nearly one out of every four renovations are designed for energy efficiency. Before taking on an energy saving remodeling project, US News suggests you perform an “energy audit.” This means that you examine your home for areas of improvement.

A common find is windows, doors, or an attic that need sealing, which will save you money on your energy bills.  Maybe you have really old windows and you want to go ahead and just replace them all. Is it really cold upstairs? US News also indicates that around 50 percent of U.S. homes are under-insulated, so insulating upstairs may be a project you want to take on. Heating ducts may need attention or you may have an old hot water heater.

If you are really looking to make your house energy friendly, adding an alternate energy source, such as a wind turbine, will not only save you money on energy costs, it will also provide you with tax benefits. These tax benefits generally provide 30 percent of your investment cost back as a one-time tax credit on your return.

Originally posted by Erika Rawes in Personal Finance of Wal St CheatSheet